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Business owners are familiar with being involved in negotiations for contracts and other complex matters. However, when it comes to a loss under their business policy, they are often at a disadvantage, due to the complex nature of insurance contracts and unfamiliarity with the claim process.
Whether you are the owner of a small, mom-and-pop business, or manage several companies and have hundreds of employees, every business owner can benefit from having trusted legal counsel.
The Columbia insurance attorneys at the law firm of Gump, Faiella & Bugalski, LLC are ready to assist you if you have been denied your rights or have had your claims denied under an accidental death, life insurance, or disability plan through your employer.
Inheritance litigation involves claims made regarding estates, wills, trusts, retirement accounts, bank accounts, attorney conduct, and related matters in the state of Missouri.
People buy insurance policies for the protection that it provides them. Often, people buy their policies from a person they consider to be a trusted friend and adviser. Insurance agents and brokers often offer multiple lines of policies that may protect both your home and your business.
When an insurance company sells a policy of liability insurance, it is promising to protect its customer from financial liability, up to the policy limits. What most customers don’t know is that the insurance company’s policy also requires the customer to surrender control of the defense and any settlement to the insurer.
Every day, people are injured, people are disabled, people die, people are sued, homes are damaged, and, in each of these situations, there may be an insurance policy that was issued to provide benefits when the bad times came.
We place a great deal of trust in insurance companies and other professionals. Part of their duty is to respect that trust and provide ethical service during your time of need. Though many companies strive to operate in a way that is fair, there are unfortunately many others who betray the trust of clients.
At Gump, Faiella & Bugalski, LLC, we focus on protecting the rights of injured and insured persons by aggressively prosecuting insurance claim denials and insurance bad faith cases. People buy insurance because they want to protect their family, property, possessions, businesses and well being. Unfortunately, insurance companies often have different interests.
Life insurance is a contract that states that, in exchange for a premium payment, the insurance company promises to pay the policy amount, in the event of the insured person’s death. There are several different names and variations on different types of life insurance policies.
Long-term disability insurance is a financial product designed to protect you against unforeseen illness or injury that impairs your ability to work. Long-term disability insurance can be purchased by an individual through an insurance company, or as part of a group policy through your employer.
Insurance claim disputes are not supposed to happen. The purpose of insurance is to help you when you are in need because of a tragic accident or an unfortunate event. Insurance is supposed to insure your financial protection.
Wind, water, fire, hail, storms, and other natural causes, can damage your most valuable assets, your home, or your business. When your home or business has been damaged or destroyed you need to make a claim under your insurance policy to obtain recovery for your losses.
Underinsured motorist coverage provides for the payment of benefits when you or another person in your car is injured by a driver who is insured, but the insurance is not enough to cover your losses.
